Our Small Home Repair Program is designed to help income-qualified homeowners address critical repairs that affect the safety, stability, and livability of their homes.

This program is intended for essential home repairs—not general handyman services, cosmetic improvements, or routine maintenance.

Who Qualifies?

How the Process Works

1. Submit an Application

To begin the process, complete the application below on this website and provide all requested documentation. If you prefer a paper application, you may pick one up at our office during regular business hours.

Once your application is submitted, our team will review your information to determine if you meet the initial eligibility requirements.

2. Home Evaluation

If you qualify, our Construction Director will schedule a site visit to evaluate the repair need. During this visit, we will determine whether the requested repair is within the scope of our program and whether we have the resources to complete the project.

3. Project Approval

If the repair is approved, we will develop a project plan and estimate the cost of materials needed to complete the work.

4. Interest-Free Materials Loan

Approved homeowners receive an interest-free loan for the cost of materials used in the repair. Homeowners repay the material costs over time through affordable monthly payments.

Loan terms are based on household income and Area Median Income (AMI) guidelines. Our team will review the repayment details with you before any work begins.

Volunteer Labor

Repairs completed through this program are performed by volunteers from our community. While all projects are reviewed and overseen by our Construction Director, the labor is provided by volunteers and may not be performed by licensed contractors or skilled tradespeople.

Because volunteer availability and skill levels vary, not all repair requests can be accommodated, and not all repairs will be of the same quality. Project approval is based on the scope of work, safety considerations, volunteer capacity, and overall project feasibility.

Apply Today

If your home is in need of a critical repair and you meet the program requirements, we encourage you to apply.

Please note that submitting an application does not guarantee approval. All projects are subject to income qualification, verification of homeowner's insurance, program guidelines, site evaluation, project feasibility, and available funding.

Applicant Information (must be an owner and listed on the title to the house)

Name

First Name *

Middle *

Last Name *

Phone Number

Address

Country

Address Line 1

City

State/Province

Postal Code

Social Security Number

Date of Birth

Marital Status

Single
Married
Widowed

Monthly Income

Means of Income

Social Security
Disabillity
Pension
Other

Veteran Status

A Military Veteran Resides in the Home
No Military Veteran Resides in the Home

Co-Applicant Information (married couples MUST apply together whether included on the title or not, if there is no Co-Applicant leave all areas of this section blank):

Co-Applicant Name

Co-Applicant Email

Co-Applicant Phone Number

Co-Applicant Social Security Number

Co-Applicant Date of Birth

Monthly Income

Means of Income

Social Security
Disabillity
Pension
Other

Relationship to Applicant

Details

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Total Monthly Household Expenses

Please provide a detailed list of a typical month of expenses and attach documentation (copies of bills, bank statements, receipts, etc.).

Monthly Expenses Documentation

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Describe the Repairs Requested

Please list all residents: Name, Date of Birth, Relationship. Also include Social Security Number if age 16 or older.

Address, if different from where repairs are being requested:

Country

Address Line 1

City

State/Province

Postal Code

Applicant Signature

I certify that all of the information for the duration of the application process provided to Habitat for Humanity of the Kokomo Community is true and correct to the best of my knowledge. I understand that false or misleading information may be grounds for rejection of my application and termination from the program. I understand that the completion of my application in no way guarantees that I will receive assistance from Habitat for Humanity of the Kokomo Community. I understand that signing below gives Habitat for Humanity of the Kokomo Community permission to conduct all applicable background and credit checks and to share my information with other service agencies.

Co-Applicant Signature

Homeowner’s Insurance Information (declaration page)

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Paystubs/SSI statements or other documentation to support income for all applicants

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Small Home Repair

Small Home Repair Program

Helping Homeowners Make Critical Repairs

Who Qualifies?

How the Process Works

1. Submit an Application

2. Home Evaluation

3. Project Approval

4. Interest-Free Materials Loan

Volunteer Labor

Apply Today

Applicant Information (must be an owner and listed on the title to the house)

Co-Applicant Information (married couples MUST apply together whether included on the title or not, if there is no Co-Applicant leave all areas of this section blank):

Details

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Small Home Repair

Small Home Repair Program

Helping Homeowners Make Critical Repairs

Who Qualifies?

How the Process Works

1. Submit an Application

2. Home Evaluation

3. Project Approval

4. Interest-Free Materials Loan

Volunteer Labor

Apply Today

Applicant Information (must be an owner and listed on the title to the house)

Co-Applicant Information (married couples MUST apply together whether included on the title or not, if there is no Co-Applicant leave all areas of this section blank):

Details

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